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Why Use ROSCAs When You Can Use Banks? Theory and Evidence from Ethiopia
Kedir, Abbi M. - 2011
Much of the existing literature on the use of informal credit arrangements such as ROSCAs (Rotating and Credit Saving Associations) theorises the use of such institutions as arising from market failures in the development of formal saving and credit mechanisms. As economic development proceeds,...
Persistent link: https://www.econbiz.de/10013123599
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Trust in Public Institutions Over the Business Cycle
Stevenson, Betsey - 2011
We document that trust in public institutions ﾖ and particularly trust in banks, business and government ﾖ has declined over recent years. U.S. time series evidence suggests that this partly reflects the pro-cyclical nature of trust in institutions. Cross-country comparisons reveal a clear...
Persistent link: https://www.econbiz.de/10013128218
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Aging and Attitudes Towards Strategic Uncertainty and Competition : An Artefactual Field Experiment in a Swiss Bank
Madiès, Thierry - 2012
We study the attitudes of junior and senior employees towards strategic uncertainty and competition, by means of a market entry game inspired by Camerer and Lovallo (1999). Seniors exhibit higher entry rates compared to juniors, especially when earnings depend on relative performance. This...
Persistent link: https://www.econbiz.de/10013104678
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Help in a Foreign Land : Internationalized Banks and Firms' Export
Brancati, Emanuele - 2022
’s domestic bank by an internationalized banking group. Our results show that, after the acquisition, firms have a significantly … higher probability of starting export in countries where the consolidated bank has a foreign branch, which proxies for the … mainly reduce firms’ fixed entry costs in a foreign market. The analysis also shows that other channels, such as bank credit …
Persistent link: https://www.econbiz.de/10013403718
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Accident-Induced Absence from Work and Wage Ladders
Biro, Aniko; Bisztray, Márta; Galindo da Fonseca, Joao; … - 2023
How do temporary spells of absence from work affect individuals' labor trajectory? To answer this question, we augment a 'wage ladder' model, in which individuals receive alternative take-it-or-leave-it wage offers from firms and potentially suffer accidents which may push them into temporary...
Persistent link: https://www.econbiz.de/10014346609
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The Education-Health Gradient : Revisiting the Role of Socio-Emotional Skills
Gørtz, Mette; Gensowski, Miriam - 2023
Is the education-health gradient inflated because both education and health are associated with unobserved socio-emotional skills? Revisiting the literature, we find that the gradient is reduced by 30-45% by fine-grained personality facets and Locus of Control. Traditional aggregated Big-Five...
Persistent link: https://www.econbiz.de/10014346610
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British Voting Intentions and the Far Reach of 11 September Terrorist Attacks in New York
Stancanelli, Elena - 2023
Terrorist attacks have often been found to impact voting behaviours in the country of the attack. Here I study the impact of 9/11 terrorist attacks in New York on voting preferences in the UK, concluding that 9/11 impacted the voting intentions of the British, significantly increasing...
Persistent link: https://www.econbiz.de/10014350714
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Expecting Brexit and UK Migration : Should I Go?
Di Iasio, Valentina; Wahba, Jackline - 2023
This paper examines the impact of the 2016 UK referendum and expecting Brexit on migration flows and net migration in the UK. We employ a Difference-in-Differences strategy and compare EU migration to non-EU migration before and immediately after the UK referendum of June 2016. We also...
Persistent link: https://www.econbiz.de/10014356273
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Men, Women and Unions
Haile, Getinet A. - 2023
The paper re-examines the question of why unions might have declined despite the 'influx' of women, their risk-averse constituents, into British workplaces. It argues that given unions' role in minimising risk, membership should have been boosted. The paper reviews different strands of the...
Persistent link: https://www.econbiz.de/10014357961
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Minimum Wages and Firm Profitability
Draca, Mirko - 2013
Although there is a large literature on the economic effects of minimum wages on labour market outcomes (especially employment), there is hardly any evidence on their impact on firm performance. This is surprising: minimum wages appear to have a significant impact on wages, but only a limited...
Persistent link: https://www.econbiz.de/10012754418