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We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...
Persistent link: https://www.econbiz.de/10013324973
This paper estimates the impact of a health insurance reform on health outcomes in urban China. Using the China Health … and Nutrition Survey we find that this reform increases the rate of health insurance coverage significantly among workers … in Non-State Owned Enterprises. The double difference (DD) estimations show that the reform also leads to better health …
Persistent link: https://www.econbiz.de/10012908875
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...
Persistent link: https://www.econbiz.de/10012952589
predicts that the portability reform will increase internal plan switching. However, under plausible assumptions, it will not … increase external insurer switching. Moreover, the portability reform will enable unhealthier enrollees to reoptimize their …
Persistent link: https://www.econbiz.de/10012952588
We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private (opt out) or just enlarge their private consumption, without reducing reliance upon public provisions (top up). We study the case of Italy, where a mixed insurance system is in...
Persistent link: https://www.econbiz.de/10013120428
Can the expansion of Medicaid, a means-tested health and long-term care insurance, be slowed down by incentivising the purchase of private long-term care insurance (LTCI)? We study the implementation of the long-term care insurance partnership (LTCIP) program, a joint federal and state-level...
Persistent link: https://www.econbiz.de/10014030848
used to be a pricing factor in Germany's private health insurance (PHI) sector, it was never used as a pricing factor in …
Persistent link: https://www.econbiz.de/10012906485
We examine the early effects of U.S. state Medicaid expansions under the Affordable Care Act (ACA) on substance use disorder (SUD) treatment utilization. We couple administrative data on admissions to specialty SUD treatment and prescriptions for medications used to treat SUDs in outpatient...
Persistent link: https://www.econbiz.de/10012957014
The goal of the Affordable Care Act (ACA) was to achieve nearly universal health insurance coverage through a combination of mandates, subsidies, marketplaces, and Medicaid expansions, most of which took effect in 2014. We use data from the Behavioral Risk Factor Surveillance System to examine...
Persistent link: https://www.econbiz.de/10012959071
In March 2015, the State of Hawaii stopped covering the majority of migrants from countries belonging to the Compact of Free Association (COFA) in its Medicaid program. COFA migrants were required to obtain private insurance in the exchanges established under the Affordable Care Act. Using...
Persistent link: https://www.econbiz.de/10012858838