having a mortgage in Spain. Similarly, the higher the mortgage depth in the country of ancestry, the higher the present value … of the monthly mortgage payments. Our results suggest that social norms regarding mortgage finance in the country of … ancestry matter in determining immigrants' mortgage finance in the host country. More specifically, the effect of social norms …

determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …

estimation, using data with self-reported periods of hunger earlier in life, with famines as instruments. The data contain … estimation to deal with imperfect recollection of conditions at very early stages of life. The estimated average causal effects …

- Germany and Greece. We thus find that in most countries dispersion in earnings increases with educational levels and that …