low-income countries. Major themes in the literature include the determinants and consequences of joining the formal … sector; the impacts of access to credit and other financial services; the impacts of business training; barriers to hiring …

them to raise their prices, increase their utilization of credit, and reduce their employment. However, when policy rates …

's constrained credit status changes with the improvement of its efficiency. The results further reveal that financially constrained …

This paper proposes a theoretical framework to analyze the impacts of credit and technology shocks on business cycle … financial institutions in the transmission of credit and technology shocks to the real economy. A positive credit shock, defined … between loan and deposit rates. The effects of the credit shock tend to be highly persistent even without price rigidities and …

we utilize a dynamic microsimulation model developed for Ireland to simulate the impact of both an income contingent loan …

between gambling and the use of credit is remarkably stable across household income. In addition to our household level … of credit, with somewhat stronger relationships in lower income households … use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK …

lenders. The estimation results imply an increase of 3-4 jobs for each million dollars of loans, suggesting that credit … for the SBA 504 versus 7(a) programs, and with respect to the business cycle, local credit conditions, and within …