The study aims at testing the Ghana Microfinance Policy set up to support the vulnerable through access to credit. We … entrepreneurs in the rationing behavior of the microfinance companies. This is what we should expect if the policy is effective. Our … results show that even after controlling for a large number of borrower characteristics, microfinance type and credit …

This paper examines the impact of micro-credit on employment. Household-level data was collected, following a quasi …-borrowers. Pipeline borrowers are included to control for self-selection effects. It is argued that micro-credit causes a substitution of …. For Pakistan, there is no evidence that micro-credit effects employment. However, for Bangladesh, there is robust evidence …

The global microfinance movement is driven by the claim that once poor micro-entrepreneurs are provided access to … substantiate this claim. This paper reports on a field experiment conducted in Pakistan, in co-operation with Akhuwat microfinance … microfinance institutions in Pakistan …

Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use … microcredit. Conditional on borrowing from any source, women with present-biased preferences are more likely than others to borrow … through microcredit institutions. Microcredit contracts require loan repayments in regular, fixed installments and they …

Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high … microcredit causes harm …

microfinance institution (MFI) that was set up as a randomized controlled trial and accompanied by household panel surveys …

microcredit, plays a role in children's food security, measured by anthropometric nutritional Z-scores. Access to microcredit is … assessed in a novel way as self-reported credit limits at microcredit organizations. Since credit limits, that is, the maximum … resources of lenders, it is plausible they are more exogenous than demand driven loan uptake or participation in microcredit …