microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and … indeed were not different from zero for women. In this paper, we explore different explanations for the lower returns among … local areas are important. We do find evidence that women invested the grants differently from men. A smaller share of the …

individually optimal investment decisions in the face of microcredit availability act to depress the growth of the economy and …

microcredit. Conditional on borrowing from any source, women with present-biased preferences are more likely than others to borrow …Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use … through microcredit institutions. Microcredit contracts require loan repayments in regular, fixed installments and they …

resort to the Blinder-Oaxaca decomposition to determine if there is positive discrimination in favor of women and young …

This paper examines the impact of micro-credit on employment. Household-level data was collected, following a quasi …-borrowers. Pipeline borrowers are included to control for self-selection effects. It is argued that micro-credit causes a substitution of …. For Pakistan, there is no evidence that micro-credit effects employment. However, for Bangladesh, there is robust evidence …

Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high … microcredit causes harm …