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Pensions, Household Saving, and Welfare : A Dynamic Analysis
Blau, David M. - 2011
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no uncertainty, and no institutional restrictions on...
Persistent link: https://www.econbiz.de/10013128568
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Gender, Financial Literacy and Pension Savings
Preston, Alison; Wright, Robert - 2022
relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …
Persistent link: https://www.econbiz.de/10013406439
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The Health Implications of Social Pensions : Evidence from China's New Rural Pension Scheme
Cheng, Lingguo - 2016
This paper estimates the causal effect of income on health outcomes of the elderly and investigates underlying mechanisms by exploiting an income change induced by the launch of China's New Rural Pension scheme (NRPS). Using this policy experiment, we address the endogeneity of pension income by...
Persistent link: https://www.econbiz.de/10013001346
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Demography and Provisions for Retirement : The Pension Composition, a Behavioral Approach
van Praag, B.M.S. - 2020
Pensions may be provided for in a modern society by a mix of several methods, namely by voluntary individual savings … workers decide on their own individual savings, that the fully-funded occupational system is decided upon by the age cohort of … pension savings are the only sources of capital supply. When capital supply equals demand from industry there is equilibrium …
Persistent link: https://www.econbiz.de/10012843162
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Couples' Retirement Under Individual Pension Design : A Regression Discontinuity Study for France
Stancanelli, Elena - 2016
Retirement policies are individually designed but the majority of people of retirement age live as couples. We estimate the effects of a French pension reform on spouses' employment decisions. We use labor-force survey data, pooled over different years, on fifty thousand French couples and apply...
Persistent link: https://www.econbiz.de/10012979860
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Taxing Pensions
Cremer, Helmuth - 2016
There exists a wide variety of tax treatments of pensions across the world. And the reasons for such a range of regimes are not clear. This note reviews the general principles of pension taxes and analyses the theoretical foundations of why pension incomes ought to be taxed specifically. To do...
Persistent link: https://www.econbiz.de/10012996521
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Uncertain Altruism and Non-Linear Long-Term Care Policies
Canta, Chiara - 2018
We study the design of public long-term care (LTC) insurance when the altruism of informal caregivers is uncertain. We consider non-linear policies where the LTC benefit depends on the level of informal care, which is assumed to be observable while children's altruism is not. The traditional...
Persistent link: https://www.econbiz.de/10012915327
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Redistribution of Individual Pension Wealth to Survivor Pensions : Evidence from a Stated Preferences Analysis
de Grip, Andries - 2019
pension of their partner. However, due to lacking communication and knowledge of survivor pensions among workers, and also due …
Persistent link: https://www.econbiz.de/10012862461
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COVID-19 Private Pension Withdrawals and Unemployment Tenures
Sainsbury, Tristram; Breunig, Robert V.; Watson, Timothy - 2022
This is the first study to evaluate the effects of early pension withdrawal policies on tenures on unemployment payments in the COVID-19 context. We use a novel set of linked whole-of-population administrative records to examine more than half-a-million Australians who found themselves newly on...
Persistent link: https://www.econbiz.de/10014030508
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(Lack of) Pension Knowledge
Barrett, Alan - 2013
the complexity of pensions systems and degrees of myopia. In this paper, we assess levels of knowledge of pensions using a …
Persistent link: https://www.econbiz.de/10013076158