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Returns to Islamic Microfinance : Evidence from a Randomized Experiment in Pakistan
Maazullah, - - 2017
The global microfinance movement is driven by the claim that once poor micro-entrepreneurs are provided access to … substantiate this claim. This paper reports on a field experiment conducted in Pakistan, in co-operation with Akhuwat microfinance … microfinance institutions in Pakistan …
Persistent link: https://www.econbiz.de/10012948605
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Are Women More Credit Constrained? Experimental Evidence on Gender and Microenterprise Returns
de Mel, Suresh; McKenzie, David J.; Woodruff, Christopher M. - 2021
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10013324928
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Who Trusts Others? Community and Individual Determinants of Social Capital in a Low Income Country
Asadullah, M. Niaz - 2016
This study presents new evidence on individual and community-specific determinants of social trust using data from 96 … villages in Bangladesh. We find perceived institutional trust to be positively correlated with stated inter-personal trust. At … the same time, there is significant social distance among various faith groups in our data: both Hindus and Muslims trust …
Persistent link: https://www.econbiz.de/10012983897
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On the Optimal Size of a Joint Savings Association
Stark, Oded; Budzinski, Wiktor; Jakubek, Marcin; … - 2022
We develop a formula for the optimal size of a joint savings association between individuals who share the same financial goal and who can save towards that goal at the same rate. Our motivating example and the core of our analysis is a Rotating Savings and Credit Association (ROSCA). We measure...
Persistent link: https://www.econbiz.de/10014081869
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Who are the Microenterprise Owners? Evidence from Sri Lanka on Tokman v. De Soto
de Mel, Suresh; McKenzie, David J.; Woodruff, Christopher M. - 2021
Is the vast army of the self-employed in low income countries a source of employment generation? We use data from surveys in Sri Lanka to compare the characteristics of own account workers (non-employers) with wage workers and with owners of larger firms. We use a rich set of measures of...
Persistent link: https://www.econbiz.de/10013325147
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Behavioral Foundations of Microcredit : Experimental and Survey Evidence from Rural India
Bauer, Michal - 2014
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use … microcredit. Conditional on borrowing from any source, women with present-biased preferences are more likely than others to borrow … through microcredit institutions. Microcredit contracts require loan repayments in regular, fixed installments and they …
Persistent link: https://www.econbiz.de/10013069930
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Win Some Lose Some? Evidence from a Randomized Microcredit Program Placement Experiment by Compartamos Banco
Angelucci, Manuela - 2014
Theory and evidence have raised concerns that microcredit does more harm than good, particularly when offered at high … microcredit causes harm …
Persistent link: https://www.econbiz.de/10013063643
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Can Microinsurance Help Prevent Child Labor? An Impact Evaluation from Pakistan
Landmann, Andreas - 2014
microfinance institution (MFI) that was set up as a randomized controlled trial and accompanied by household panel surveys …
Persistent link: https://www.econbiz.de/10013064121
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Risk Management Among the Poor : The Case of Microfinancial Services
Arun, Thankom Gopinath - 2010
This paper argues that the level of financial services provision determines the risk management strategies among the poor. The paper estimates the determinants of the household's use of one, two or all three types of microfinancial services applying ordered probit models and additionally probit...
Persistent link: https://www.econbiz.de/10013138260
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The Volatility of Survey Measures of Culture and its Consequences
Zanella, Giulio - 2019
Common measures of cultural attitudes, such as those constructed from the World Values Survey, are characterized by substantial within-country volatility. This volatility is at odds with the notion of culture adopted in economics: a set of slow-moving traits that determine preferences and...
Persistent link: https://www.econbiz.de/10012859746