are most relevant when explaining individuals' decision to get a mortgage, but those regarding credit information matter … having a mortgage in Spain. Similarly, the higher the mortgage depth in the country of ancestry, the higher the present value … of the monthly mortgage payments. Our results suggest that social norms regarding mortgage finance in the country of …

with unlimited liability. We used administrative data on outstanding bank credit based on all Dutch sole-proprietorships in … less severely than renting entrepreneurs. Home ownership improved access to credit at the extensive and intensive margin …

tenure status in the newer member countries as well. Finally, there is no evidence that access to mortgage credit is based on …Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress …

This paper proposes a theoretical framework to analyze the impacts of credit and technology shocks on business cycle … financial institutions in the transmission of credit and technology shocks to the real economy. A positive credit shock, defined … between loan and deposit rates. The effects of the credit shock tend to be highly persistent even without price rigidities and …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …

Using a nationally representative panel of consumer credit records for the US from 1999 to 2021, we document a positive …, controlling for cohort, zip code, age, and the credit-worthiness of parents and children, we find that children whose parents … parents extract equity. Third, using variation in equity extraction induced by households near leverage constraints, we find …

Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …