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We estimate the effect of mobile money adoption on consumption smoothing, poverty and human capital investments in Tanzania. We exploit the rapid expansion of the mobile money agent network between 2010 and 2012 and combine this with idiosyncratic shocks from variation in rainfall over time and...
Persistent link: https://www.econbiz.de/10012907820
The tendency to underestimate the future value of a variable growing at a constant rate, an example of exponential growth bias, has been linked to household financial decision making. We show that exponential growth bias and standard measures of financial literacy are negatively correlated in a...
Persistent link: https://www.econbiz.de/10013122964
This paper uses microdata for 19 African countries to examine the gender difference in maths test scores amongst … observed in developed countries. This difference cannot be explained by gender differences in school quality, home environment …, or within-school gender discrimination in access to schooling inputs. However, the gender gap varies widely with …
Persistent link: https://www.econbiz.de/10013087410
This paper contributes to closing a knowledge gap on gender, entrepreneurship and development by linking the …
Persistent link: https://www.econbiz.de/10013016220
Persistent gender gaps characterize labor markets in many African countries. Utilizing Eswatini's first three labor … market surveys (conducted in 2007, 2010, and 2013), this paper provides first systematic evidence on the country's gender … the global financial crisis had a less negative impact on women than it had on men. Both unadjusted and unexplained gender …
Persistent link: https://www.econbiz.de/10013227665
's innovation and export activities, using unique firm survey data which provides direct measures for innovations and firm … export and innovation activities to become substitutes although they are generally natural complements …
Persistent link: https://www.econbiz.de/10013039087
This chapter brings new evidence on innovation in Africa and its relationship with short-term labour mobility. Using … may run counter to common perceptions of Africa as a region where innovation is lacklustre. The most innovative African … countries are mainly located in East Africa, highlighting the dynamism of this area. Innovation there is typically about process …
Persistent link: https://www.econbiz.de/10012863821
and foster innovation. The probability of innovation as a result of short-term mobility is 0.4 higher in Africa overall … especially in East Africa vis-à-vis the rest of the world, and strongest in the case of innovation in products and services …We develop a theoretical model to investigate whether short-term mobility differentially affects innovation in product …
Persistent link: https://www.econbiz.de/10014030837
Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the poorest sections of society. In India, financial inclusion emphasizes to include maximum number of people under formal financial systems. The most important part of financial...
Persistent link: https://www.econbiz.de/10013095977
We exploit organizational reforms in a foreign-owned bank in Central-East Europe to study the implementation of modern HRM policies in an emerging market context. We have branch-level data and use our knowledge of the process that led to the adoption of the reforms to implement two estimators...
Persistent link: https://www.econbiz.de/10013071738