Showing 1 - 10 of 212
examine how the college choices of equally achieving students differ by gender. We find that female students better balance … differences in risk management are concentrated amongst high achieving students …
Persistent link: https://www.econbiz.de/10013314733
Starting from December 2012, insurers in the European Union were prohibited from charging gender-discriminatory prices. We examine the effect of this unisex mandate on risk segmentation in the German health insurance market. While gender used to be a pricing factor in Germany's private health...
Persistent link: https://www.econbiz.de/10012906485
We investigate the presence of moral hazard and advantageous or adverse selection in a market for supplementary health insurance. For this we specify and estimate dynamic models for health insurance decisions and health care utilization. Estimates of the health care utilization models indicate...
Persistent link: https://www.econbiz.de/10013324973
the effect by comparing a student's academic performance before and after turning 21. We find that students' grades fall … evolution of performance as students make progress towards their degrees …
Persistent link: https://www.econbiz.de/10013129096
foundation of social preferences is largely based on laboratory experiments with self-selected students as participants. This is … potentially problematic as students participating in experiments may behave systematically different than non …-participating students or non-students. In this paper we empirically investigate whether laboratory experiments with student samples …
Persistent link: https://www.econbiz.de/10013130435
opportunities to pursue, further studies at the university level. The reform that we consider obligated all minority students … that the reform resulted in a decline in the number of subjects taken by minority students at the school exit test. There … was also a notable shift in the take-up of particular subjects, with fewer exams taken by minority students in more …
Persistent link: https://www.econbiz.de/10013131922
volatility in future income is transferred from risk-averse students to the risk-neutral state. However, a double moral hazard … problem arises when students' efforts to raise lifetime income and universities' activities to improve teaching quality are …
Persistent link: https://www.econbiz.de/10013135633
restricted to students in initial education following university studies and preparing an Associate, a Bachelor or a Master …
Persistent link: https://www.econbiz.de/10013139961
that students moving from elementary to middle school suffer a sharp drop in student achievement in the transition year … achievement but do not alter students' performance trajectories …
Persistent link: https://www.econbiz.de/10013117182
This paper examines ethnic wage differentials for the entire population of students enrolled in 1996 using unique … migrants. Ethnic minority students appear to have large wage surplus which is almost entirely explained from their favourable …
Persistent link: https://www.econbiz.de/10013117829