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Mortgage Finance and Culture
Rodríguez-Planas, Núria - 2018
Using a nationally representative sample of 12,344 immigrants from 41 different countries of ancestry living in Spain in 2007, we find that the higher the housing-loan penetration in the country of ancestry, the higher the likelihood of having a mortgage in Spain. Similarly, the higher the...
Persistent link: https://www.econbiz.de/10012926734
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Reputation and Credit Market Formation : How Relational Incentives and Legal Contract Enforcement Interact
Fehr, Ernst - 2009
The evidence suggests that relational contracting and legal rules play an important role in credit markets but on the basis of the prevailing field data it is difficult to pin down their causal impact. Here we show experimentally that relational incentives are a powerful causal determinant for...
Persistent link: https://www.econbiz.de/10013157034
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Finance and Growth at the Firm Level : Evidence from SBA Loans
Brown, J. David - 2015
We analyze linked databases on all Small Business Administration (SBA) loans, on all SBA lenders, and on all U.S. employers to estimate the effects of financial access on employment growth. Our methods combine regressions with matching on firm age, size, industry, year, and employment history,...
Persistent link: https://www.econbiz.de/10013016226
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How Successful are Banking Sector Reforms in Emerging Market Economies? Evidence from Impact of Monetary Policy on Levels and Structures of Firm Debt in India
Bhaumik, Sumon K. - 2016
Many emerging markets have undertaken significant financial sector reforms especially in their banking sectors that … success of banking reforms in India where significant banking reforms have been introduced since 1990s. Using the argument …
Persistent link: https://www.econbiz.de/10012988130
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Do SBA Loans Create Jobs?
Brown, J. David - 2013
Small Business Administration (SBA) loans have long been one of the most significant policy interventions in the U.S. affecting firm behavior, but little is known about their outcomes. This paper estimates the effects on employment using a list of all SBA loans linked to annual data on all U.S....
Persistent link: https://www.econbiz.de/10013077297
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Does the Community Reinvestment Act Increase Small Business Lending in Lower Income Neighborhoods?
Kim, Mee Jung; Lee, Kyung Min; Earle, John S. - 2022
We estimate the impact of the Community Reinvestment Act (CRA) on small business lending in lower-income neighborhoods. Using 2004-2016 panel data on census tracts, we apply a combined regression discontinuity and fixed effect method. We find that the number of small business loans increases by...
Persistent link: https://www.econbiz.de/10013406859
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China's Emergence in the World Economy and Business Cycles in Latin America
Pesaran, M. Hashem - 2011
vividly illustrated. This paper investigates how changes in trade linkages between China, Latin America, and the rest of the … world shows that the long-term impact of a China GDP shock on the typical Latin American economy has increased by three … to Latin America and the rest of emerging Asia (excluding China and India) GDP has not undergone any significant change …
Persistent link: https://www.econbiz.de/10013121741
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Access to Banking Services and Poverty Reduction : A State-Wise Assessment in India
Bhandari, Amit K. - 2013
Financial inclusion is the broad based delivery of banking and other financial services at affordable cost to the … banking services to maximum number of people is unsuccessful as a poverty reduction strategy. As a poverty reduction strategy …
Persistent link: https://www.econbiz.de/10013095977
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Help in a Foreign Land : Internationalized Banks and Firms' Export
Brancati, Emanuele - 2022
’s domestic bank by an internationalized banking group. Our results show that, after the acquisition, firms have a significantly …
Persistent link: https://www.econbiz.de/10013403718
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Minimum Wage Channels of Adjustment
Hirsch, Barry T. - 2011
precisely measure the MW compliance cost for each restaurant. We examine a broad range of adjustment channels in addition to … three years. Cost increases were instead absorbed through other channels of adjustment, including higher prices, lower …
Persistent link: https://www.econbiz.de/10013118045