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households affected by such programs. We analyze the impact of the Texas Enterprise Zone Program on household debt and … delinquency. Specifically, we utilize detailed information on all household liabilities, delinquencies, and credit scores from the …
Persistent link: https://www.econbiz.de/10013001345
Household debt among older Americans approaching retirement has increased dramatically over the past couple of decades … household survey data to examine how late life debt affects retirement decisions, we find that more indebted older adults are …
Persistent link: https://www.econbiz.de/10012835192
We show that the size of collateralized household debt determines an economy's vulnerability to crises of confidence …
Persistent link: https://www.econbiz.de/10013013592
between 2010 and 2014 in Belgium, using panel data from the two waves of the Household Finance and Consumption Survey. Unlike …
Persistent link: https://www.econbiz.de/10013238650
When facing financial distress, French households can file a case to a "households' over-indebtedness commission" (HDC). The HDC can order an immediate repayment or grant a debt suspension. Exploiting the random assignment of bankruptcy filings to managers, we show that a debt suspension has a...
Persistent link: https://www.econbiz.de/10012946593
socioeconomic characteristics, housing traits, country-specific constant terms, and household unobserved heterogeneity. We attribute … access to liquidity. Household's reported distress is also affected by excess indebtedness relative to the debt load of …
Persistent link: https://www.econbiz.de/10013149816
Recent studies exploring sibling rivalry in the allocation of household resources in the U.S. produce conflicting …
Persistent link: https://www.econbiz.de/10013321252
minorities (Scheduled Castes and Scheduled Tribes) in India on their occupational choices, as defined by skill level, during the …
Persistent link: https://www.econbiz.de/10013121736
India has the world's biggest and arguably most aggressive employment-based affirmative action policy for minorities …
Persistent link: https://www.econbiz.de/10013314991
This paper revisits the issue of the intra-household allocation of education expenditure with the recently available … India Human Development Survey which refers to 2005 and covers both urban and rural areas. In addition to the traditional …) and the decision of how much to spend on education, conditional on enrolling. Finally the paper also uses household fixed …
Persistent link: https://www.econbiz.de/10013124785