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Does Forced Solidarity Hamper Investment in Small and Micro Enterprises?
Grimm, Michael - 2013
Sharing is a norm in many societies. We present a theoretical model on the trade-off between sharing and investment which we test on data from tailors in Burkina Faso. The empirical results support the idea that there are two behavioural patterns: entrepreneurs following an 'insurance regime'...
Persistent link: https://www.econbiz.de/10013085483
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Crowding-Out or Crowding-In? Heterogeneous Effects of Insurance on Solidarity
Landmann, Andreas - 2020
We analyze whether the availability of formal insurance products affects informal solidarity transfers in two … minimizes strategic concerns. The introduction of an insurance treatment alters solidarity in both experiments. We find crowding …
Persistent link: https://www.econbiz.de/10012823295
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Did the Intergenerational Solidarity Pact Increase the Employment Rate of Older Workers in Belgium? A Macro-Econometric Evaluation
Dejemeppe, Muriel - 2015
In December 2005, the Belgian government adopted the law on the Intergenerational Solidarity Pact (ISP) aiming at …
Persistent link: https://www.econbiz.de/10013016379
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Insurance and Solidarity : Evidence from a Lab-in-The-Field Experiment in Cambodia
Lenel, Friederike - 2017
This paper investigates the crowding out of informal support among peers by the introduction of formal insurance. We show that the availability of insurance changes people's intrinsic motivation to support others. We report results from a lab-in-the-field experiment conducted in Cambodia. Half...
Persistent link: https://www.econbiz.de/10012947718
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Does Voluntary Risk Taking Affect Solidarity? Experimental Evidence from Kenya
Strobl, Renate - 2017
In this study we experimentally investigate whether solidarity, which is a crucial base for informal insurance … subjects. The reduction of solidarity is driven by a change in giving behaviour of persons with the risky project. Compared to … to show solidarity is influenced by both the desire for own compensation and attributions of responsibility. Our findings …
Persistent link: https://www.econbiz.de/10012948691
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Risky Choices and Solidarity : Why Experimental Design Matters
Wunsch, Conny - 2018
Negative income shocks can either be the consequence of risky choices or random events. A growing literature analyzes the role of responsibility for neediness for informal financial support of individuals facing negative income shocks based on randomized experiments. In this paper, we show that...
Persistent link: https://www.econbiz.de/10012915180
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Enrolment in Micro Life and Health Insurance : Evidences from Sri Lanka
Bendig, Mirko - 2011
Microinsurance is an emerging concept protecting households from the potentially catastrophic expenditures associated with family related shocks. Therefore, this paper presents evidence on the determinants of insurance participation using probit models on household survey data from Sri Lanka,...
Persistent link: https://www.econbiz.de/10013131418
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The Impact of the Macroeconomy on Health Insurance Coverage : Evidence from the Great Recession
Cawley, John - 2012
This paper investigates the impact of the macroeconomy on the health insurance coverage of Americans using panel data from the Survey of Income and Program Participation (SIPP) for 2004-2010, a period that includes the Great Recession of 2007-09. We find that a one percentage point increase in...
Persistent link: https://www.econbiz.de/10013113445
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Portability of Pension, Health, and Other Social Benefits : Facts, Concepts, Issues
Holzmann, Robert - 2011
Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with...
Persistent link: https://www.econbiz.de/10013124777
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The Problem of the Uninsured
Ehrlich, Isaac - 2012
The problem of the uninsured – those eschewing the purchase of health insurance policies – cannot be fully understood without considering informal alternatives to market insurance called "self-insurance" and "self-protection", including the publicly and charitably-financed safety-net health...
Persistent link: https://www.econbiz.de/10013099098