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Pension Rules and Labour Market Mobility
Lammers, Marloes - 2017
This paper makes use of a natural experiment to examine effects of potential capital losses and general attractiveness of pension schemes on employees' propensity to change jobs. On January 1st 2004, the two largest pension funds in the Netherlands, for civil servants and for the health care...
Persistent link: https://www.econbiz.de/10012952613
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Financial Literacy and Preparation for Retirement
Nolan, Anne - 2019
The economic and financial landscape facing individuals as they move through their life-cycle is becoming increasing complex. Internationally, declines in the coverage and generosity of public programmes mean that individuals now need to assume responsibility for a greater share of their future...
Persistent link: https://www.econbiz.de/10012870293
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The Ant or the Grasshopper? The Long-Term Consequences of Unilateral Divorce Laws on Savings of European Households
Angelini, Viola - 2016
UDLs for longer time accumulate more savings. This effect holds for both financial and total wealth and is stronger at … financial literacy, contributing to uncover the mechanisms through which the risk of divorce may affect savings. Our results are …
Persistent link: https://www.econbiz.de/10012978950
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Gender, Financial Literacy and Pension Savings
Preston, Alison; Wright, Robert - 2022
relationship between the gender gap in financial literacy and the gender gap in pension savings amongst non-retired adults aged 18 … where the focus is on pension savings and a more structural specification where the focus is on the "pension return" (the … ratio of pension savings to cumulative earnings). Oaxaca-Blinder decomposition analysis suggests that around 8.5 per cent of …
Persistent link: https://www.econbiz.de/10013406439
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Incentive Effects of Risk Pooling, Redistributive and Savings Arrangements in Unemployment Benefit Systems : Evidence from a Job-Search Model for Brazil
Robalino, David A. - 2011
characteristic are correlated with more job opportunities. Policy simulations ten suggest that the risk pooling and savings component …
Persistent link: https://www.econbiz.de/10013130452
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Does Short-Time Work Save Jobs? A Business Cycle Analysis
Balleer, Almut - 2013
In the Great Recession most OECD countries used short-time work (publicly subsidized working time reductions) to counteract a steep increase in unemployment. We show that short-time work can actually save jobs. However, there is an important distinction to be made: While the rule-based component...
Persistent link: https://www.econbiz.de/10013079433
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Pensions, Household Saving, and Welfare : A Dynamic Analysis
Blau, David M. - 2011
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no uncertainty, and no institutional restrictions on...
Persistent link: https://www.econbiz.de/10013128568
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Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Goda, Gopi Shah - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent …
Persistent link: https://www.econbiz.de/10012911197
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The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Etgeton, Stefan - 2019
age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012859308
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Pension Design with a Large Informal Labor Market : Evidence from Chile
Joubert, Clement Jean Edouard - 2014
This paper investigates empirically the fiscal and welfare trade-offs involved in designing a pension system when workers can avoid participation by working informally. A dynamic behavioral model captures a household's labor supply, formal/informal sector choice and saving decisions under the...
Persistent link: https://www.econbiz.de/10013052709