deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … particularly if they obtained the mortgage during subprime boom period from 2004 – 2006. Hispanics, on the other hand, did not … homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent …

of depression, high cholesterol, and hypertension between Hispanics, non-Hispanic blacks, and non-Hispanics whites using … characteristics, while the sources of the utilization difference between the whites and Hispanics are split between the differences in …

Act, this is the first study to do so for Hispanics. We follow a longitudinal sample of individuals who were in the labor …

. We contribute to the literature in distinguishing homeowners with mortgage payments and outright homeowners. We … homeowner, a homeowner with mortgage payments or a tenant by a mixed multinomial logit model. To be able to correctly identify … results show that homeowners with a mortgage exit unemployment first. Outright owners stay unemployed the longest. Tenants …

amount of home equity that is expected to be released over a 10-year period through regular monthly mortgage payments. We …