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Impacts of Shifting Responsibility for High-Cost Individuals on Health Insurance Exchange Plan Premiums and Cost-Sharing Provisions
Mukhopadhyay, Sankar - 2018
States with Section 1332 Waivers to operate high-risk pools (HRPs) or reinsurance programs can receive federal pass through funds equal to reductions in federal expenditures generated by the Waiver. Shifting financial responsibility for high-cost individuals out of the Health Insurance Exchange...
Persistent link: https://www.econbiz.de/10012915319
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The Impact of Increased Cost-Sharing on Utilization of Low Value Services : Evidence from the State of Oregon
Gruber, Jonathan - 2017
In this study we examine the impact of a value-based insurance design (V-BID) program implemented between 2010 and 2013 at a large public employer in the state of Oregon. The program substantially increased cost-sharing, specifically copayments and coinsurance, for several healthcare services...
Persistent link: https://www.econbiz.de/10012965015
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Employee Health and Employer Incentives
Hullegie, Patrick - 2015
reforms that were implemented in the Netherlands have helped or hindered employment opportunities of workers with health … employer incentives may stimulate preventive and reintegration activities by firms, thereby improving the employment … may therefore reduce employment opportunities of disabled workers. We use data from the Dutch Labor Force Survey and rich …
Persistent link: https://www.econbiz.de/10013015741
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Community-Based Health Insurance and Out-of-Pocket Healthcare Spending in Africa : Evidence from Rwanda
Woldemichael, Andinet - 2016
In the absence of third party and prepayment systems such as health insurance and tax-based healthcare financing, households in many low-income countries are exposed to the financial risks of paying large medical bills from out-of-pocket. In recent years, community based health insurance schemes...
Persistent link: https://www.econbiz.de/10012992729
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Effect of Health Insurance in India : A Randomized Controlled Trial
Malani, Anup; Holtzman, Phoebe; Imai, Kosuke; Kinnan, … - 2022
We report on a large randomized controlled trial of hospital insurance for above-poverty-line Indian households. Households were assigned to free insurance, sale of insurance, sale plus cash transfer, or control. To estimate spillovers, the fraction of households offered insurance varied across...
Persistent link: https://www.econbiz.de/10014083997
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Overconfidence and Health Insurance Participation Among the Elderly
Huang, Wei - 2015
People may have imperfect information about their health status and thus make suboptimal decisions in insurance participation. Using national representative samples of the elderly in US and China, we find that people with lower socio-economic status and poorer health are relatively less likely...
Persistent link: https://www.econbiz.de/10013012029
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Analysis of Health and Longevity in Oldest-Old Population : A Health Capital Approach
Zhao, Zhong - 2006
Using 2002 cross-sectional data and 1998, 2000, 2002 three waves of panel data from the Chinese Longitudinal Healthy Longevity Survey, we study health in oldest old population. We measure health using the Katz Index of Activities of Daily Living (ADL) and in term of mortality. Our results...
Persistent link: https://www.econbiz.de/10012783522
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The Impact of Colombia's Pension and Health Insurance Systems on Informality
Calderon-Mejia, Valentina - 2012
Social protection systems in developing countries are typically composed of a bundle of benefits, the major ones being health insurance and pensions. Benefit bundling may increase informality and decrease welfare. Indeed, if some of the benefits are valued at substantially less than their cost,...
Persistent link: https://www.econbiz.de/10013108225
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Introducing Risk Adjustment and Free Health Plan Choice in Employer-Based Health Insurance : Evidence from Germany
Pilny, Adam - 2017
To equalize differences in health plan premiums due to differences in risk pools, the German legislature introduced a simple Risk Adjustment Scheme (RAS) based on age, gender and disability status in 1994. In addition, effective 1996, consumers gained the freedom to choose among hundreds of...
Persistent link: https://www.econbiz.de/10012952589
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Self-Employment and the Role of Health Insurance
Gumus, Gulcin - 2009
We investigate the effect of health insurance on labor market transitions in and out of self-employment as well as on …-tax health insurance premium on the entry rate, with no effect on exits from self-employment or the likelihood of being self-employed …
Persistent link: https://www.econbiz.de/10012765215