Narrow search
Showing 1 - 10 of 161
Cover Image
Taxing Pensions
Cremer, Helmuth - 2016
There exists a wide variety of tax treatments of pensions across the world. And the reasons for such a range of regimes are not clear. This note reviews the general principles of pension taxes and analyses the theoretical foundations of why pension incomes ought to be taxed specifically. To do...
Persistent link: https://www.econbiz.de/10012996521
Cover Image
Redistribution of Individual Pension Wealth to Survivor Pensions : Evidence from a Stated Preferences Analysis
de Grip, Andries - 2019
Pension schemes in the Netherlands allow workers to redistribute their own pension wealth to increase the survivor pension of their partner. However, due to lacking communication and knowledge of survivor pensions among workers, and also due to the lack of transparent products and choice...
Persistent link: https://www.econbiz.de/10012862461
Cover Image
Bridging the Gap in Pension Participation : How Much Can Universal Tax-Deferred Pension Coverage Hope to Achieve?
Karamcheva, Nadia S. - 2013
In light of the declining pension coverage of low-income workers, policy makers have discussed requiring all employers to offer individual retirement accounts, similar to defined contribution plans. How likely to participate are workers who currently do not have access to a pension plan? We...
Persistent link: https://www.econbiz.de/10013077328
Cover Image
The Health Implications of Social Pensions : Evidence from China's New Rural Pension Scheme
Cheng, Lingguo - 2016
This paper estimates the causal effect of income on health outcomes of the elderly and investigates underlying mechanisms by exploiting an income change induced by the launch of China's New Rural Pension scheme (NRPS). Using this policy experiment, we address the endogeneity of pension income by...
Persistent link: https://www.econbiz.de/10013001346
Cover Image
Ndc : The Generic Old-Age Pension Scheme
Góra, Marek - 2019
This chapter defines a universal public pension scheme (UPPS) as a government-mandated lifecycle longevity insurance scheme that transfers individual consumption from the working years to the retirement phase of the lifecycle. It discusses the differences in four UPPS designs defined with regard...
Persistent link: https://www.econbiz.de/10012870259
Cover Image
Addressing Longevity Heterogeneity in Pension Scheme Design and Reform
Ayuso, Mercedes - 2016
lifecycle labor supply and savings decisions; and that this in turn risks invalidating current reform approaches of a closer …
Persistent link: https://www.econbiz.de/10012978166
Cover Image
Pensions, Household Saving, and Welfare : A Dynamic Analysis
Blau, David M. - 2011
Empirical analyses of the effects of public and private pensions on household saving impose strong assumptions in order to obtain a tractable empirical model: fixed retirement and pension claiming ages, no borrowing constraint, little or no uncertainty, and no institutional restrictions on...
Persistent link: https://www.econbiz.de/10013128568
Cover Image
Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - 2004
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on household wealth, pension rights and savings attitudes. A result of the …
Persistent link: https://www.econbiz.de/10012786283
Cover Image
Predicting Retirement Savings Using Survey Measures of Exponential-Growth Bias and Present Bias
Goda, Gopi Shah - 2018
In a nationally-representative sample, we predict retirement savings using survey-based elicitations of exponential … present over the future, are highly significant and economically meaningful predictors of retirement savings. These … calculations suggest that eliminating EGB and PB would increase retirement savings by approximately 12 percent …
Persistent link: https://www.econbiz.de/10012911197
Cover Image
Financial Literacy and Preparation for Retirement
Nolan, Anne - 2019
The economic and financial landscape facing individuals as they move through their life-cycle is becoming increasing complex. Internationally, declines in the coverage and generosity of public programmes mean that individuals now need to assume responsibility for a greater share of their future...
Persistent link: https://www.econbiz.de/10012870293