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Adverse Selection in the Group Life Insurance Market
Harris, Timothy F.; Yelowitz, Aaron; Talbert, Jeffery; … - 2022
The employer-sponsored life insurance (ESLI) market is particularly susceptible to adverse selection due to community …
Persistent link: https://www.econbiz.de/10013406459
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Disclosure, Trust and Persuasion in Insurance Markets
de Meza, David - 2010
This high-stakes experiment investigates the effect on buyers of mandatory disclosures concerning an insurance policy … trusting plays an important role. Trust is clearly associated with greater willingness to pay for insurance. Unlike in previous … of breach is negligible. However, as for much B2C insurance marketing, face-to-face selling plays a crucial role in our …
Persistent link: https://www.econbiz.de/10013139875
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Human Capital Risk, Contract Enforcement, and the Macroeconomy
Krebs, Tom - 2015
due to the limited pledgeability of human capital. We show analytically that, consistent with the life insurance data, in … account for the life-cycle variation of life-insurance holdings, financial wealth, earnings, and consumption inequality … insurance …
Persistent link: https://www.econbiz.de/10013016264
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Labor Mobility and the Integration of European Labor Markets
Zimmermann, Klaus F. - 2009
This paper outlines the importance of labor mobility for the improvement in allocating and distributing economic resources. We are faced with an increasing lack of skilled workers and a growing tendency of unemployment amongst the low-skilled. A central political objective for the future will...
Persistent link: https://www.econbiz.de/10012764678
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The Rise of the Free Movements : How Posting Shapes a Hybrid Single European Labour Market
Mussche, Ninke - 2016
Intra‐EU mobility has been the subject of debate from its very inception. Some scholars argue that intra‐EU labour migration improves the allocation of human capital in the EU and contend that the level of permanent‐type labour mobility is still too low to talk of a single European labour...
Persistent link: https://www.econbiz.de/10012978948
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How Far Away is a Single European Labor Market?
Krause-Pilatus, Annabelle - 2014
A Single European Labor Market, particularly involving the free movement of workers within Europe, has been a goal of the European community since the 1950s. Whereas it may entail opportunities and drawbacks alike, the benefits – such as greater economic welfare for most citizens – are...
Persistent link: https://www.econbiz.de/10013049069
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Crossing Borders : Labor Market Effects of European Integration
Illing, Hannah - 2023
outflow across the border to Germany. Exploiting the fact that the reform specifically impacted the Czech and German border …
Persistent link: https://www.econbiz.de/10014261573
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Student Loan Reforms for German Higher Education : Financing Tuition Fees
Chapman, Bruce - 2011
It is generally agreed that the funding base for German universities is inadequate and perhaps the time has come for serious consideration of the imposition of non-trivial tuition charges. Against this background, this paper compares conventional and income contingent loans for financing tuition...
Persistent link: https://www.econbiz.de/10013129089
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The Unequal Incidence of Non-Standard Employment Across Occupational Groups : An Empirical Analysis of Post-Industrial Labour Markets in Germany and Europe
Marx, Paul - 2011
The paper addresses an often neglected question in labour market research: to which extent do outcomes aggregated on the national level disguise occupational diversity in employment conditions? In particular, how and why do occupational groups differ with regard to the incidence of non-standard...
Persistent link: https://www.econbiz.de/10013129099
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The Effect of Migration and Spatial Connectivity on Regional Skill Endowments Across Europe : 1988-2010
Tani, Massimiliano - 2013
This paper investigates the effects of labour migration and openness to trade on regional skill endowments across the European Union at a time of increased economic integration. Using regional data from Eurostat's Regio database and the open web source Openflight for the period 1998-2010 we test...
Persistent link: https://www.econbiz.de/10013084161