take risk as measured by the general risk question. We demonstrate that this disposition, which we call risk conception, is … strongly associated with optimism, a stable facet of personality and that it predicts real-life risk taking. The general risk … question captures this disposition alongside pure risk preference. This enlightens why the general risk question is a better …

This paper uses annual data drawn from the GSOEP to estimate individual earnings risk (labor market risk) in Germany … been rising in West Germany in the 1990s and have remained at elevated levels in the 2000s. In contrast, labor market risk … of the observed rise in the permanent component of earnings risk in West Germany are substantial. We argue that the time …

evidence for compensating wage differentials in Germany so far. Estimating wage regressions with data of the German Socio …-Economic Panel (GSOEP) within individually perceived hazards of work accidents as a risk variable, evidence for compensating wage … differentials in Germany is found even though other effects may partly weaken the existing wage premiums due to risks at work …

characterize the food risk level for each property. First, we compare trends in housing values and sales activity among properties … on the foodplain, as defined by the National Flood Insurance Program (NFIP), relative to properties located elsewhere … within the same city. Despite the heightened food risk in the last two decades, we did not find evidence of divergent trends …

This paper argues that increases in perceived flood risk entail a negative and persistent shock to local economic … suffered damage, along with higher exit rates. The persistence of the effects is consistent with an upward revision of flood-risk … beliefs triggered by the hurricane. These findings suggest that businesses are adapting to the higher flood-risk environment …