We investigate whether people enrolled into voluntary health insurance (VHI) substitute public consumption with private … the case of Italy, where a mixed insurance system is in place. To this purpose, we specify a joint model for public and … private specialist visits counts, and allow for different degrees of endogenous supplementary insurance coverage, looking at …

and car insurance using data from the UK. The main empirical results are: ? higher labor income risk induces a higher … demand for car insurance. ? the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

and car insurance using data from the UK. The main empirical results are: - higher labor income risk induces a higher … demand for car insurance. - the effects of increases in labor income risk after 1979 seem to be more than offset by a more …

individuals are differently motivated in that they have different missions, and their self-selection into sectors or organizations … with matching missions enhances organizational efficiency. We test Besley and Ghatak's model using data from a unique … cohort study. We generate two proxies for intrinsic motivations: a survey-based measure of the health professionals …

In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is … instead if their income exceeds the compulsory insurance threshold. Here, premia are based on age and health, individuals may … private insurance coverage on the number of doctor visits, the number of nights spent in a hospital and self-assessed health …

Most developing countries face shortages of health workers in rural areas. This has profound consequences for health … service delivery, and ultimately for health outcomes. To design policies that rectify these geographic imbalances it is vital … to understand what factors determine health workers' choice to work in rural areas. But empirical analysis of health …