This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky … insurance if shocks are observable. Depending on insurance design, there is also evidence for persistence of this effect even if …

We examine the effects of employment-contingent health insurance on married women's labor supply following a health … shock. First, we develop a theoretical model that examines the effects of employment-contingent health insurance on the … labor supply response to a health shock, to clarify under what conditions employment-contingent health insurance is likely …

Using data from the 1979 National Longitudinal Survey of Youth, we assess the role of employment-based health insurance … might view health benefits as desirable and trade-off wages for health insurance. Thus, lower wages for mothers might … reflect their relative preferences for jobs offering health insurance. We estimate an endogenous switching wage equation model …

declining health insurance coverage. In this paper we examine the long term effects of the only employer health insurance … Hawaii and other states increased, as did real health insurance costs, implying a rising burden of the mandate on Hawaii …

insurance and pensions, across African Americans and the whites in the United States. Using data from the Current Population … employer provided health insurance and pension than whites in the last decade. We also find that the inclusion of racial …

The focus on employer-provided health insurance in the United States may restrict business creation. We address the … insurance and potential demand for health care. We find evidence of a larger negative effect of health insurance demand on … literature to examine the question of whether employer-based health insurance discourages business creation by exploiting the …