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This paper investigates whether self-employed households use consumer loans - in particular instalment loans and overdrafts - to finance business activities. Controlling for financial and non-financial household variables we show that self-employed households particularly use personal overdrafts...
Persistent link: https://www.econbiz.de/10010282216
-of-all-trades view of entrepreneurship by Lazear (AER 2004). Consistent with its theoretical assumptions we find that self …
Persistent link: https://www.econbiz.de/10010282433
Using a large data set for Germany, we show that both the raw and the unexplained gender earnings gap are higher in …
Persistent link: https://www.econbiz.de/10010282549
entrepreneurship in Germany between 1991 and 2010, the first two decades after reunification. We investigate the socioeconomic … increase in self-employment in Germany by 40 percent which can partly be attributed to the transformation process of East … Germany and to the shift to the service sector. We notice a yearly start-up rate of 1 percent among the working population …
Persistent link: https://www.econbiz.de/10010282293
When unemployed persons go into business, they often are characterized as necessity entrepreneurs, because push factors, namely their unemployment, likely prompted their decision. In contrast to this, business founders who have been previously employed represent opportunity entrepreneurs because...
Persistent link: https://www.econbiz.de/10010269419
Using a large recent representative sample of the German population this paper contributes to the entrepreneurship … economic importance for entrepreneurship of work experience in a firm that is both young and small. …
Persistent link: https://www.econbiz.de/10010261762
are lacking in Germany, we know from empirical studies that entry rates differ between regions, and that the propensity to …
Persistent link: https://www.econbiz.de/10010262745
Women start fewer businesses than men. The start-up rate among women in Germany falls short of males' start-up rate by …-scale population survey on start-up activity in Germany. As a unique feature, the data combine socio-demographic characteristics …, entrepreneurship-related attitudes, and general personality traits of both business starters and non-starters. Estimating binary choice …
Persistent link: https://www.econbiz.de/10010269688
Folklore has it that the comparatively low proportion of self-employed in Germany is in part due to a habit that might …
Persistent link: https://www.econbiz.de/10010261524
We conduct a randomized experiment in Sri Lanka to measure the impact of the most commonly used business training course in developing countries, the Start-and-Improve Your Business (SIYB) program. In contrast to existing business training evaluations which are restricted to microfinance...
Persistent link: https://www.econbiz.de/10010289883