demand for car insurance. ? the effects of increases in labor income risk after 1979 seem to be more than offset by a more …Microeconomic theory predicts that under certain regularity conditions higher idiosyncratic risk increases the … propensity to insure against independent marketable risks. We apply these predictions to the specific case of labor income risk …

health spending (insurance 29% and technology 24%) while income less than 10%. By simultaneously occurring over this period … 59% of the rise in life expectancy at age 50 over this period while insurance and income explain less than 10%. …

after the introduction of sulfa experienced increases in schooling, income, and the probability of employment, and …

The question of whether there is a connection between income and psychological well-being is a long-studied issue … higher levels of income later in life. We focus on earnings approximately one decade after the person's well-being is … happiness. We consider how psychological well-being may influence income. Sobel-Goodman mediation tests reveal direct and …

international wage differentials and preferences for origin. We use a model of job search, savings and migration to show that job …

-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …

Financial markets provide imperfect insurance of labor income risk. However, workers can partly insure against labor … market risk by commuting to adjacent regions. Since commuters own wage claims to output produced in adjacent regions, the … business cycle in the neighborhood becomes a relevant risk factor at the regional level. In our empirical analysis for US …