This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky … insurance if shocks are observable. Depending on insurance design, there is also evidence for persistence of this effect even if …

-scale experiment was setup where in 2 of the 26 Dutch regions case workers of the disability insurance administration were instructed …This paper investigates the effects of intensified screening of disability insurance benefit applications. A large … absenteeism and disability insurance applications. This provides evidence both for direct effects of the more intensive screening …

We run a novel experiment to explore the relationship between the perception of real-life risks and the demand for risk … drive the demand for risk reduction, and some to alter both. Our findings suggest that 30 percent of all insurance payments …

We run a novel experiment to explore the relationship between the perception of real-life risks and the demand for risk … drive the demand for risk reduction, and some to alter both. Our findings suggest that 30 percent of all insurance payments …

We study the factors that predict medical malpractice ("med mal") insurance premia, using national data from Medical … across states at a given time and within states across time. Our results suggest that insurance companies do not fully adjust …

-cost individuals out of the Health Insurance Exchange (HIX) markets is expected to reduce federal expenditures for Advanced Premium Tax …

) severance insurance plans or (ii) severance savings plans is important; savings plans have no firing cost effects on employer … layoff decisions. The firing cost implications of insurance plan are sensitive to the types of job separations that qualify a …