-receiving nations. Spain is no exception following the rapid increase in immigrant flows experienced over the past decade. We assess the …

government budget, as social insurance in Spain is not actuarially fair. Finally, we also assess the impact of a decline in …

income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …

-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …

international wage differentials and preferences for origin. We use a model of job search, savings and migration to show that job …

-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …

situation can be closely monitored, but that it might be a very important complement when savings inhibit observing financial …

increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical … tool to encourage savings. …

the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …

, good-specific discounting, under certain conditions, can explain the persistence of poverty and low savings by the poor …