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income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …
Persistent link: https://www.econbiz.de/10010262338
-person households (e.g. with a husband and a wife) from the Dutch CentER Savings Survey, we find that wives find saving for old age more …
Persistent link: https://www.econbiz.de/10010262446
international wage differentials and preferences for origin. We use a model of job search, savings and migration to show that job …
Persistent link: https://www.econbiz.de/10010268921
-migrant. Although migrants lose their original social networks whilst overseas, savings and human capital accumulation acquired abroad …
Persistent link: https://www.econbiz.de/10010269590
situation can be closely monitored, but that it might be a very important complement when savings inhibit observing financial …
Persistent link: https://www.econbiz.de/10010282235
increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical … tool to encourage savings. …
Persistent link: https://www.econbiz.de/10010282613
the savings rate is not homogeneous. On average, the effect attributed to real estate dominates the other components of … wealth. In addition, the savings rate strongly responds to demographic trends. Besides the direct impact of the age structure …, an indirect effect arises through the accumulation of wealth. The savings rate does not decrease with age in a monotonic …
Persistent link: https://www.econbiz.de/10010282619
, good-specific discounting, under certain conditions, can explain the persistence of poverty and low savings by the poor …
Persistent link: https://www.econbiz.de/10010287713
Many households have insufficient savings to handle moderate and routine consumption shocks. Many of these financially …-Linked Savings (PLS) accounts, that combine principal-security with lottery-type jackpots, can increase savings among these at …-risk households. Results from an online experiment show that the introduction of PLS accounts increase total savings and reduce …
Persistent link: https://www.econbiz.de/10010289923
By simulating the working of the unemployment insurance savings accounts (UISAs) in Slovenia using a methodology …
Persistent link: https://www.econbiz.de/10010268653