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Empowering the Vulnerable to Be Entrepreneurs: An Empirical Test on the Effectiveness of the Ghana Microfinance Policy 2006
Diaz-Serrano, Luis; Sackey, Frank Gyimah - 2016
The study aims at testing the Ghana Microfinance Policy set up to support the vulnerable through access to credit. We … entrepreneurs in the rationing behavior of the microfinance companies. This is what we should expect if the policy is effective. Our … results show that even after controlling for a large number of borrower characteristics, microfinance type and credit …
Persistent link: https://www.econbiz.de/10011584638
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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10010531697
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What Makes Small Firms Grow? : Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10010262083
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Behavioral foundations of microcredit: Experimental and survey evidence from rural India
Bauer, Michal; Chytilová, Julie; Morduch, Jonathan - 2010
Microcredit is an innovative financial tool designed to reduce poverty and fix credit market imperfections. We use experimental measures of time discounting and risk aversion for villagers in south India to highlight behavioral features of microcredit. Conditional on borrowing from any source,...
Persistent link: https://www.econbiz.de/10010269753
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Economic governance of MFIs: Inside the black box
Arun, Thankom; Annim, Samuel Kobina - 2010
This paper investigates a relationship between economic governance and the dual objectives of Microfinance Institutions … atmosphere that will enhance the achievement of microfinance social objectives. …
Persistent link: https://www.econbiz.de/10010274571
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Is Rationing in the Microfinance Sector Determined by the Microfinance Type? Evidence from Ghana
Diaz-Serrano, Luis; Sackey, Frank Gyimah - Institute for the Study of Labor (IZA) - 2015
microfinance type based on the major factors determining micro, small and medium enterprises' access to credit from microfinance … institutions in the era of financial liberalization. The data for the study were gleaned from fourteen microfinance institutions … rationing is not influenced by the microfinance types but by the individual microfinance institutions. …
Persistent link: https://www.econbiz.de/10011265661
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Are women more credit constrained? Experimental evidence on gender and microenterprise returns
de Mel, Suresh; McKenzie, David; Woodruff, Christopher - 2008
In a recent randomized experiment we found mean returns to capital of between 5 and 6 percent per month in Sri Lankan microenterprises, much higher than market interest rates. But returns were found to be much higher among men than among women, and indeed were not different from zero for women....
Persistent link: https://www.econbiz.de/10010275824
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Returns to Islamic Microfinance: Evidence from a Randomized Experiment in Pakistan
Maazullah; Bedi, Arjun S. - 2017
The global microfinance movement is driven by the claim that once poor micro-entrepreneurs are provided access to … substantiate this claim. This paper reports on a field experiment conducted in Pakistan, in co-operation with Akhuwat microfinance … microfinance institutions in Pakistan. …
Persistent link: https://www.econbiz.de/10011744677
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Contract Structure, Time Preference, and Technology Adoption
Chowdhury, Shyamal; Smits, Joeri; Sun, Qigang - 2020
Do constraints to technology adoption vary by behavioral traits? We randomize 150 villages in Bangladesh into being offered standard microcredit, loans with a grace period, the choice between those two contracts, and control. No discernible average effects are detected on the adoption of...
Persistent link: https://www.econbiz.de/10012270268
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What Makes Small Firms Grow? Finance, Human Capital, Technical Assistance, and the Business Environment in Romania
Brown, J. David; Earle, John S.; Lup, Dana - Institute for the Study of Labor (IZA) - 2004
Although the development of a new private sector is generally considered crucial to economic transition, there has been rather little empirical research on the determinants of startup firm growth. This paper uses panel data techniques to analyze a survey of 297 new small enterprises in Romania...
Persistent link: https://www.econbiz.de/10005762176