use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …

-income households increased their demand for credit to finance higher consumption expenditures in order to keep up with higherincome … the underlying type of the applicant, so that banks ultimately channel more credit toward lower-income applicants in low …

the most suffered the biggest loss in confidence in institutions, particularly in trust in government and the financial … sector. Finally, analysis of several repeated cross-sections of confidence within U.S. states yields similar qualitative …

observed patterns in the team-entry gender gap: (1) a gender gap in confidence in others (i.e. women are less pessimistic about …

Household credit, especially for mortgages, has doubled over the past years in the new European Union member countries … tenure status in the newer member countries as well. Finally, there is no evidence that access to mortgage credit is based on …