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Will it Last? An Assessment of the 2001 German Pension Reform
Bonin, Holger - 2001
, necessary beyond 2025. As the enacted savings rate target is conservative, individual pensions keep retirement income sufficient … even if returns to pension funds are low due to legal restrictions on savings vehicles. …
Persistent link: https://www.econbiz.de/10010262550
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Increasing the legal retirement age: the impact on wages, worker flows and firm performance
Martins, Pedro Silva; Novo, Álvaro A.; Portugal, Pedro - 2009
Many pay-as-you-go pension systems have increased or plan to increase their legal retirement age (LRA) to address the financial consequences of ageing. Although the success of these policies is ultimately determined at the labour market, little is known about the effects of higher LRAs at the...
Persistent link: https://www.econbiz.de/10010275830
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Addressing the legacy costs in an NDC reform: Conceptualization, measurement, financing
Holzmann, Robert; Jousten, Alain - 2010
The paper provides a framework for the conceptualization, definition and estimation of legacy costs that need to be addressed in a reform that transforms an unfunded defined contribution (NDB) scheme into a notional (or non-financial) defined contribution (NDC) scheme. As the new contribution...
Persistent link: https://www.econbiz.de/10010278557
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The Effect of Increasing the Early Retirement Age on Savings Behavior Before Retirement
Etgeton, Stefan; Fischer, Björn; Ye, Han - 2019
age for women born after 1951 in Germany, we show evidence of a reduction in private savings rate and an increase in …
Persistent link: https://www.econbiz.de/10012179937
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Do Mandatory Pensions Decrease Household Savings? Evidence for the Netherlands
Euwals, Rob - 2000
income. The goal of this paper is to test for the effect of mandatory pensions on discretionary household savings. The data … are drawn from the CentER Savings Survey, which consists of a representative and a highest-income-decile sample of Dutch … households. The survey contains rich information on house-hold wealth, pension rights and savings attitudes. A result of the …
Persistent link: https://www.econbiz.de/10010262338
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Preparing for policy changes: social security expectations and pension scheme participation
van der Wiel, Karen - 2008
social security schemes, an ageing population thus leads to policy uncertainty in first pillar pensions. This paper sheds … more light on the relationship between public and private savings by analyzing private pension scheme participation in the … presence of such policy uncertainty. To do so, I assess the influence of subjective policy change expectations on voluntary …
Persistent link: https://www.econbiz.de/10010277208
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Micro-Simulation of Social Security Reforms in Belgium
Desmet, Raphaël; Jousten, Alain; Perelman, Sergio; … - 2003
The present paper analyzes the budgetary impact of various Social Security reforms in the Belgian institutional setting. Our approach relies on parameters that were derived in Dellis et alii (2002) using a micro-modeling strategy. Focusing our attention on a hypothetical age cohort, we...
Persistent link: https://www.econbiz.de/10010272725
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Shattered dreams: the effects of changing the pension system late in the game
de Grip, Andries; Lindeboom, Maarten; Montizaan, Raymond - 2009
This paper assesses the impact of a dramatic reform of the Dutch pension system on mental health, savings behavior and …
Persistent link: https://www.econbiz.de/10010274070
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Does the welfare state make older workers unemployable?
Saint-Paul, Gilles - 2009
This paper discusses the specificities of the labor market for older workers. It discusses the implications of those specificities for the effect of labor market institutions on the employability of those workers. It shows that while unemployment benefits indexed backwards and hiring costs are...
Persistent link: https://www.econbiz.de/10010271319
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Enlisting Employees in Improving Payroll-Tax Compliance: Evidence from Mexico
Kumler, Todd J.; Verhoogen, Eric; Frias, Judith A. - 2013
Non-compliance of firms with tax regulations is a major constraint on state capacity in developing countries. We focus on an arguably under-appreciated dimension of non-compliance: under-reporting of wages by formal firms to evade payroll taxes. We develop a simple partial-equilibrium model of...
Persistent link: https://www.econbiz.de/10010329189