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Risk and saving in two-person households: More scope for precautionary saving
Apps, Patricia; Andrienko, Yuri; Rees, Ray - 2012
The existing literature suggests that when the saving decision of two-earner households under risk is analysed, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very stringent conditions hold. This paper shows that when...
Persistent link: https://www.econbiz.de/10010287608
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Risk and Saving in Two-Person Households: More Scope for Precautionary Saving
Apps, Patricia; Andrienko, Yuri; Rees, Ray - Institute for the Study of Labor (IZA) - 2012
The existing literature suggests that when the saving decision of two-earner households under risk is analysed, standard results on the existence of precautionary saving no longer apply: precautionary saving is obtained if and only if very stringent conditions hold. This paper shows that when...
Persistent link: https://www.econbiz.de/10010812036
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Population policies, demographic structural changes, and the Chinese household saving puzzle
Ge, Suqin; Yang, Dennis Tao; Zhang, Junsen - 2012
because of old-age security concerns, middle-aged households experience an increase in saving due to the lighter burden of …
Persistent link: https://www.econbiz.de/10010291447
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Population Policies, Demographic Structural Changes, and the Chinese Household Saving Puzzle
Ge, Suqin; Yang, Dennis T.; Zhang, Junsen - Institute for the Study of Labor (IZA) - 2012
because of old-age security concerns, middle-aged households experience an increase in saving due to the lighter burden of …
Persistent link: https://www.econbiz.de/10010791517
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Are Senior Entrepreneurs Happier than Who? The Role of Income and Health
Fritsch, Michael; Sorgner, Alina; Wyrwich, Michael - 2023
We propose an extension of the standard occupational choice model to analyze the life satisfaction of senior entrepreneurs as compared to paid employees and particularly retirees in Germany. The analysis identifies income and health status as main factors that shape the relationship between...
Persistent link: https://www.econbiz.de/10014469319
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Cognitive Skills and the Development of Strategic Sophistication
Fe, Eduardo; Gill, David - 2018
intelligence') work together with age to determine the strategic ability and level-k behavior of children in a variety of … competitive games. Furthermore, age and cognitive ability act in tandem as complements, while age and theory-of-mind operate … emergence of a sophisticated strategic theory-of-mind. Finally, theory-of-mind and age strongly predict whether children respond …
Persistent link: https://www.econbiz.de/10011816598
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Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
Coibion, Olivier; Gorodnichenko, Yuriy; Kudlyak, Marianna; … - 2014
One suggested hypothesis for the dramatic rise in household borrowing that preceded the financial crisis is that low-income households increased their demand for credit to finance higher consumption expenditures in order to keep up with higherincome households. Using household level data on debt...
Persistent link: https://www.econbiz.de/10010333254
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The Financial Decisions of Immigrant and Native Households: Evidence from Italy
Bertocchi, Graziella; Brunetti, Marianna; Zaiceva, Anzelika - 2018
Using rich Italian data for the period 2006-2014, we document sizeable gaps between native and immigrant households with respect to wealth holdings and financial decisions. Immigrant household heads hold less net wealth than native, but only above the median of the wealth distribution, with...
Persistent link: https://www.econbiz.de/10011984539
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The Determinants of Retirement Planning within Couples in Ireland
Doorley, Karina; Nolan, Anne - 2019
Financial literacy is higher for men than for women and high financial literacy has been linked to higher wealth and better retirement planning. However, relatively little is known about the decision making process for retirement savings within couples and about how the gap or interaction...
Persistent link: https://www.econbiz.de/10012005889
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Intergenerational Mobility and Credit
Braxton, John Carter; Chikhale, Nisha; Herkenhoff, Kyle; … - 2024
We combine the Decennial Census, credit reports, and administrative earnings to create the first panel dataset linking parent's credit access to the labor market outcomes of children in the U.S.We find that a 10% increase in parent's unused revolving credit during their children's adolescence...
Persistent link: https://www.econbiz.de/10014533887