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The Interplay among Savings Accounts and Network-Based Financial Arrangements: Evidence from a Field Experiment
Comola, Margherita; Prina, Silvia - 2023
that granted access to a savings account to a random subset of households in 19 Nepalese villages. Exploiting a unique …
Persistent link: https://www.econbiz.de/10014377206
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On the Commitment Needs of Partially Naive Agents
Liu, Pan; Andersen, Torben M.; Bhattacharya, Joydeep - 2020
or income shocks by design and yet uncovers a similar trade-off in a world where agents are uncertain but hold beliefs …
Persistent link: https://www.econbiz.de/10012207850
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Under-savers anonymous: Evidence on self-help groups and peer pressure as a savings commitment device
Kast, Felipe; Meier, Stephan; Pomeranz, Dina - 2012
increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … evaluating their effectiveness. We conduct two randomized field experiments among low-income micro-entrepreneurs in Chile. The … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical …
Persistent link: https://www.econbiz.de/10010282613
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Under-Savers Anonymous: Evidence on Self-Help Groups and Peer Pressure as a Savings Commitment Device
Kast, Felipe; Meier, Stephan; Pomeranz, Dina - Institute for the Study of Labor (IZA) - 2012
increase savings, they are unavailable to the millions of people worldwide who not have a formal wage bill. Self-help peer … evaluating their effectiveness. We conduct two randomized field experiments among low-income micro-entrepreneurs in Chile. The … first experiment finds that self-help peer groups are very potent at increasing savings. In contrast, a more classical …
Persistent link: https://www.econbiz.de/10009646295
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Too Fast, Too Furious? Digital Credit Delivery Speed and Repayment Rates
Burlando, Alfredo; Kuhnk, Michael A.; Prina, Silvia - 2023
Digital loans are a source of fast, short-term credit for millions of people. While digital credit broadens market access and reduces frictions, default rates are high. We study the role of the speed of delivery of digital loans on repayment. Our study uses unique administrative data from a...
Persistent link: https://www.econbiz.de/10014469571
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Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country
Berlemann, Michael; Steinhardt, Max; Tutt, Jascha - 2015
-Economic Panel that we combine with geographic flood data, we compare the savings behavior of affected and non-affected individuals …
Persistent link: https://www.econbiz.de/10010531715
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Does Reminding of Behavioural Biases Increase Returns from Financial Trading? A Field Experiment
De Paola, Maria; Gioia, Francesca; Piluso, Fabio - 2017
We ran a field experiment to investigate whether nudge policies, consisting in behavioural insight messaging, help to improve performance in financial trading. Our experiment involved students enrolled in a financial trading course in an Italian University who were invited to trade on Borsa...
Persistent link: https://www.econbiz.de/10011744695
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The Gender of Debt and Credit: Insights from Rural Tamil Nadu
Guérin, Isabelle; Nordman, Christophe Jalil; Reboul, Elena - 2020
The champions of financial inclusion regret women's lack of access to credit, while critics of financialization, by contrast, claim that women have become overly indebted. But little is actually known about women's debt/credit in quantitative terms, mostly due to a lack of data. This descriptive...
Persistent link: https://www.econbiz.de/10012497792
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Do Natural Disasters Stimulate Individual Saving? Evidence from a Natural Experiment in a Highly Developed Country
Berlemann, Michael; Steinhardt, Max; Tutt, Jascha - Institute for the Study of Labor (IZA) - 2015
-Economic Panel that we combine with geographic flood data, we compare the savings behavior of affected and non-affected individuals …
Persistent link: https://www.econbiz.de/10011273191
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Does Money Make People Right-Wing and Inegalitarian? A Longitudinal Study of Lottery Winners
Powdthavee, Nattavudh; Oswald, Andrew J. - 2014
The causes of people's political attitudes are largely unknown. We study this issue by exploiting longitudinal data on lottery winners. Comparing people before and after a lottery windfall, we show that winners tend to switch towards support for a right-wing political party and to become less...
Persistent link: https://www.econbiz.de/10010333286