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Effect of perceptions and behaviour on access to and use of financial service: Evidence from South Africa
Annim, Samuel Kobina; Arun, Thankom; Kostov, Philip - 2012
) investment/savings and (c) insurance/assurance Using FinScope dataset from South Africa over the period 2003 to 2009,ordered …
Persistent link: https://www.econbiz.de/10010291318
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Social incentives matter: Evidence from an online real effort experiment
Tonin, Mirco; Vlassopoulos, Michael - 2012
Contributing to a social cause can be an important driver for workers in the public and non-profit sector as well as in firms that engage in Corporate Social Responsibility activities. This paper compares the effectiveness of social incentives to financial incentives using an online real effort...
Persistent link: https://www.econbiz.de/10010287651
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Insurance versus savings for the poor: Why one should offer either both or none
Landmann, Andreas; Vollan, Björn; Frölich, Markus - 2012
This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky … insurance if shocks are observable. Depending on insurance design, there is also evidence for persistence of this effect even if …
Persistent link: https://www.econbiz.de/10010282235
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Usage of Financial Services in South Africa: Perceptions Matter
Kostov, Philip; Arun, Thankom; Annim, Samuel - 2013
categorised in three types namely; general accounts and services, investment/savings and insurance/assurance. Taking into account …
Persistent link: https://www.econbiz.de/10010328955
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Effect of Perceptions and Behaviour on Access to and Use of Financial Service: Evidence from South Africa
Annim, Samuel; Arun, Thankom Gopinath; Kostov, Philip - Institute for the Study of Labor (IZA) - 2012
) investment/savings and (c) insurance/assurance Using FinScope dataset from South Africa over the period 2003 to 2009,ordered …
Persistent link: https://www.econbiz.de/10010766375
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Usage of Financial Services in South Africa: Perceptions Matter
Kostov, Philip; Arun, Thankom Gopinath; Annim, Samuel - Institute for the Study of Labor (IZA) - 2013
categorised in three types namely; general accounts and services, investment/savings and insurance/assurance. Taking into account …
Persistent link: https://www.econbiz.de/10010766378
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Determinants of Income Mobility and Household Poverty Dynamics in South Africa
Woolard, Ingrid; Klasen, Stephan - 2004
In this paper we analyse household income mobility dynamics among Africans in South Africa?s most populous province, Kwazulu-Natal, between 1993 and 1998. Compared to industrialized and most developing countries, mobility has been quite high, as might have been expected after the transition in...
Persistent link: https://www.econbiz.de/10010261797
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Surviving Unemployment without State Support: Unemployment and Household Formation in South Africa
Klasen, Stephan; Woolard, Ingrid - 2000
complete absence of an unemployment insurance system. In South Africa unemployment stood at 23% in 1997 and the unemployed have … no unemployment insurance nor informal sector activities to fall back on. This paper examines how the unemployed are able …
Persistent link: https://www.econbiz.de/10010262445
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A theory of efficiency wage with multiple unemployment equilibria: how a higher minimum wage law can curb unemployment
Basu, Kaushik; Felkey, Amanda J. - 2008
This paper uses efficiency wage theory and the existence of community-based sharing to hypothesize that labor markets in developing countries have multiple equilibria - the same economy can be stuck at different levels of unemployment with different levels of wages. The model is meant for...
Persistent link: https://www.econbiz.de/10010268768
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Does human capital protect workers against exogenous shocks? South Africa in the 2008 - 2009 crisis
Leung, Ron; Stampini, Marco; Vencatachellum, Désiré - 2009
The financial and economic crisis of 2008 and 2009 has taken its toll on the South African economy. The economy contracted for the first time since 1998, and entered recession during the fourth quarter of 2008. The GDP contraction was soon transmitted to the labor market. Between the second...
Persistent link: https://www.econbiz.de/10010269538