Narrow search
Showing 1 - 10 of 927
Cover Image
Gambling and the use of credit: an individual and household level analysis
Brown, Sarah; Dickerson, Andy; McHardy, Jolian; Taylor, Karl - 2010
use of credit, at the individual and household level using representative pooled cross-section data drawn from the UK … Expenditure and Food Surveys (EFS), 2001 to 2007. Gambling and the use of credit are shown to be positively correlated at the … between gambling and the use of credit is remarkably stable across household income. In addition to our household level …
Persistent link: https://www.econbiz.de/10010271301
Cover Image
The effect of private health insurance on medical care utilization and self-assessed health in Germany
Hullegie, Patrick; Klein, Tobias J. - 2010
In Germany, employees are generally obliged to participate in the public health insurance system, where coverage is universal, co-payments and deductibles are moderate, and premia are based on income. However, they may buy private insurance instead if their income exceeds the compulsory...
Persistent link: https://www.econbiz.de/10010269868
Cover Image
Is employer-based health insurance a barrier to entrepreneurship?
Fairlie, Robert W.; Kapur, Kanika; Gates, Susan - 2010
The focus on employer-provided health insurance in the United States may restrict business creation. We address the limited research on the topic of entrepreneurship lock by using recent panel data from matched Current Population Surveys. We use difference-indifference models to estimate the...
Persistent link: https://www.econbiz.de/10010274722
Cover Image
Does Greater Inequality Lead to More Household Borrowing? New Evidence from Household Data
Coibion, Olivier; Gorodnichenko, Yuriy; Kudlyak, Marianna; … - 2014
-income households increased their demand for credit to finance higher consumption expenditures in order to keep up with higherincome … the underlying type of the applicant, so that banks ultimately channel more credit toward lower-income applicants in low …
Persistent link: https://www.econbiz.de/10010333254
Cover Image
Present-biased preferences and credit card borrowing
Meier, Stephan; Sprenger, Charles D. - 2009
Some individuals borrow extensively on their credit cards. This paper tests whether present-biased time preferences … correlate with credit card borrowing. In a field study, we elicit individual time preferences with incentivized choice … experiments, and match resulting time preference measures to individual credit reports and annual tax returns. The results …
Persistent link: https://www.econbiz.de/10010276781
Cover Image
Debt portfolios
Hintermaier, Thomas; Koeniger, Winfried - 2011
We provide a model with endogenous portfolios of secured and unsecured household debt. Secured debt is collateralized by owner-occupied housing whereas unsecured debt can be discharged according to bankruptcy regulations. We show that the calibrated model matches important quantitative...
Persistent link: https://www.econbiz.de/10010278362
Cover Image
Indebted and overweight: The link between weight and household debt
Averett, Susan L.; Smith, Julie K. - 2012
Propensity Score Matching to ascertain if household debt (measured by credit card indebtedness and having trouble paying bills …
Persistent link: https://www.econbiz.de/10010289881
Cover Image
In-state tuition for undocumented immigrants and its impact on college enrollment, tuition costs, student financial aid, and indebtedness
Amuedo-Dorantes, Catalina; Sparber, Chad - 2012
The 1996 Immigration Reform and Responsibility Act barred states from giving unlawful residents postsecondary education benefits that states do not offer to U.S. citizens. In contrast to this federal law, several states have passed legislation explicitly allowing undocumented immigrants to pay...
Persistent link: https://www.econbiz.de/10010289938
Cover Image
Should We Extend the Role of Private Social Expenditure?
Pearson, Mark; Martin, John P. - 2005
Some people make great claims about the advantages to be gained from greater reliance on the private sector for the provision of social protection. Many of the claims for great macroeconomic advantages do not stand up to scrutiny. However, there is some reason to hope that private provision...
Persistent link: https://www.econbiz.de/10010262650
Cover Image
Buying Control? 'Locus of Control' and the Uptake of Supplementary Health Insurance
Bonsang, Eric; Costa-Font, Joan; de New, Sonja C. - 2021
This paper analyses the relationship between locus of control (LOC) and the demand for supplementary health insurance. Drawing on longitudinal data from Germany, we find robust evidence that individuals having an internal LOC are more likely to take up supplementary private health insurance...
Persistent link: https://www.econbiz.de/10012658212