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We test the hypothesis, based on popular and theoretical perspectives, that entrepreneurs are more action-oriented than … action-oriented than others. We theorize that this is driven by their lower levels of loss aversion and higher levels of … on curiosity and lower on loss aversion; (ii) the difference in action-orientedness between entrepreneurs and others …
Persistent link: https://www.econbiz.de/10011653226
Digital loans are a source of fast, short-term credit for millions of people. While digital credit broadens market access and reduces frictions, default rates are high. We study the role of the speed of delivery of digital loans on repayment. Our study uses unique administrative data from a...
Persistent link: https://www.econbiz.de/10014469571
In an experimental setup we investigate the effect of two different choice architectures on donation decisions. In the treatment group, subjects can either specify a charity of their choice, or select one from a list of five well-known charities; in the control group we do not provide a list. In...
Persistent link: https://www.econbiz.de/10011786947
Defaults have been shown to have a powerful effect on retirement saving behavior yet there is limited research on who … is most affected by defaults and whether this varies based on features of the choice environment. Using administrative …
Persistent link: https://www.econbiz.de/10012141134