Showing 1 - 10 of 481
We investigate the socio-economic determinants of mortgage delinquency in 12 EU countries and observe that income … volatility significantly increases the mortgage delinquency risk. This pattern even holds for borrowers with higher-income … profiles if volatility in income is high enough. From this result we can draw the following conclusions: i) mortgage protection …
Persistent link: https://www.econbiz.de/10010262138
Although urban China has experienced spectacular income growth over the last two decades, increases in inequality …, reduction in social welfare provision, deregulation of grain prices, and increases in income uncertainty in the 1990s have … change in income, inequality, and poverty over the 15 year period and investigates the determinants of poverty. It is found …
Persistent link: https://www.econbiz.de/10010262183
income uncertainty and credit constraints exert a significant negative effect on the probability of homeownership. Our main …Barriers to homeownership have traditionally been an important research and policy issue. In particular, the role of … income volatility and credit constraints have been one of the main focuses in this concern. In this paper we test for the …
Persistent link: https://www.econbiz.de/10010261962
homeownership experience high parental voting turnout in elections. We also investigate whether homeownership influences the … associations between homeownership and state-ownership rates and outcome variables. Our findings show no discernible effect of … homeownership on parental voting turnout in school elections after controls are added (contrary to the simple positive association …
Persistent link: https://www.econbiz.de/10010286880
homeownership experience during the recent housing boom and housing bust was not homogenous across all groups in the U.S. The recent … deterioration of underwriting practices and a boom in mortgage lending did not benefit minorities and immigrant homeownership in the … U.S. Blacks experienced significantly lower increase in homeownership than the whites but highest exit from …
Persistent link: https://www.econbiz.de/10010291348
. Unhealthy eating intergenerational transmission appears to be more intense amongst lower household income individuals. …
Persistent link: https://www.econbiz.de/10010268566
for fluctuations in income and out-of-pocket medical expenses, as well as financial wealth sufficient to buffer against …
Persistent link: https://www.econbiz.de/10010289981
The accepted view among psychologists and economists alike is that household income has statistically significant but … only small effects on measures of subjective well-being. Income, however, is clearly an imperfect measure of the economic … circumstances of households. Using data drawn from the 2001 and 2002 waves of the Household, Income and Labour Dynamics in Australia …
Persistent link: https://www.econbiz.de/10010261799
Monitoring Survey (RLMS) for 1994-2005. We analyze cross-sectional income and consumption inequality and find that inequality … decreased during the 2000-2005 economic recovery. The decrease appears to be driven by falling volatility of transitory income … shocks. The response of consumption to permanent and transitory income shocks becomes weaker later in the sample, consistent …
Persistent link: https://www.econbiz.de/10010269374
determinants of health. If how parents perceive health questions differs by income or education level, then estimates of the … the different reports for the estimated income gradient. We find that respondents frequently evaluate children differently … and while the sign of the income gradient is in the same direction across respondents, systematic differences in …
Persistent link: https://www.econbiz.de/10010269821