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Mortgage finance in Central and Eastern Europe: opportunity or burden?
Beck, Thorsten; Kibuuka, Katie; Tiongson, Erwin - 2010
determinants of access to mortgage finance. It also examines whether mortgage holders were more likely to suffer financial distress … compared with non-mortgage holders in the period before the global financial crisis. The analysis does not find any systematic … evidence that mortgage holders are financially more vulnerable than renters or outright owners; in fact, the incidence of …
Persistent link: https://www.econbiz.de/10010269610
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Who Bears the Welfare Costs of Monopoly? The Case of the Credit Card Industry
Herkenhoff, Kyle; Raveendranathan, Gajendran - 2019
How are the welfare costs from monopoly distributed across U.S. households? We answer this question for the U.S. credit card industry, which is highly concentrated, charges interest rates that are 3.4 to 8.8 percentage points above perfectly competitive pricing, and has repeatedly lost antitrust...
Persistent link: https://www.econbiz.de/10012180029
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Detecting mortgage delinquencies
Askitas, Nikos; Zimmermann, Klaus F. - 2011
to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …
Persistent link: https://www.econbiz.de/10010278657
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Detecting Mortgage Delinquencies
Askitas, Nikos; Zimmermann, Klaus F. - Institute for the Study of Labor (IZA) - 2011
Insights to detect ensuing mortgage delinquencies. Such searches locate documents which assist to write a successful loan …
Persistent link: https://www.econbiz.de/10009225764
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Global climate change and the resurgence of tropical disease: An economic approach
Gollin, Douglas; Zimmermann, Christian - 2010
We study the impact of global climate change on the prevalence of tropical diseases using a heterogeneous agent dynamic general equilibrium model. In our framework, households can take actions (e.g., purchasing bednets or other goods) that provide partial protection from disease. However, these...
Persistent link: https://www.econbiz.de/10010269933
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Secular Satiation
Saint-Paul, Gilles - 2017
Satiation of need is generally ignored by growth theory. I study a model where consumers may be satiated in any given good but new goods may be introduced. A social planner will never elect a trajectory with long-run satiation. Instead, he will introduce enough new goods to avoid such a...
Persistent link: https://www.econbiz.de/10011744591
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Global Climate Change and the Resurgence of Tropical Disease: An Economic Approach
Gollin, Douglas; Zimmermann, Christian - Institute for the Study of Labor (IZA) - 2010
We study the impact of global climate change on the prevalence of tropical diseases using a heterogeneous agent dynamic general equilibrium model. In our framework, households can take actions (e.g., purchasing bednets or other goods) that provide partial protection from disease. However, these...
Persistent link: https://www.econbiz.de/10008466026
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Malaria: Disease Impacts and Long-Run Income Differences
Zimmermann, Christian; Gollin, Douglas - Institute for the Study of Labor (IZA) - 2007
The World Health Organization (WHO) reports that malaria, a parasitic disease transmitted by mosquitoes, causes over 300 million episodes of "acute illness" and more than one million deaths annually. Most of the deaths occur in poor countries of the tropics, and especially sub- Saharan Africa....
Persistent link: https://www.econbiz.de/10005763773
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Behind the Great Recession: Job Search and Housing Decisions
Rendon, Silvio; Quella, Núria - 2013
In this paper we analyze a mechanism that is particularly relevant to the workings of the Great Recession: we explain how easier home financing and higher homeownership rates increase unemployment rates. To this purpose we build a model of job search with liquid wealth accumulation and...
Persistent link: https://www.econbiz.de/10010329033
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Home Ownership and Monetary Policy Transmission
Koeniger, Winfried; Ramelet, Marc-Antoine - 2018
We present empirical evidence on the heterogeneity in monetary policy transmission across countries with different home ownership rates. We use household-level data together with shocks to the policy rate identified from high-frequency data. We find that housing tenure reacts more strongly to...
Persistent link: https://www.econbiz.de/10011984510