Because the near-elderly have high expected medical expenditures, availability of health insurance is an important factor in their retirement decisions. Using Health and Retirement Study data collected in 1992-2002, the authors of this study specifically investigate whether access to...

The author analyzes data from the National Medical Expenditure Survey of 1987 to measure the importance of "job lock"-the reduction in job mobility due to the non-portability of employer-provided health insurance. Refining the approach commonly used by other researchers investigating the same...