Hussein, Kassim; Makame, Abdullah - In: International Journal of Financial Services Management 3 (2008) 2, pp. 188-199
Using the case of the CRDB Bank in Tanzania, this study finds that wholesale lending creates a win-win situation for banks, as well as for Savings and Credit Cooperative Societies (SACCOs). Banks minimise costs of lending, widen outreach and 'cherry-pick' the best borrowers. SACCOs are able to...