Alessandrini, Pietro; Calcagnini, Giorgio; Zazzaro, Alberto - In: Journal of Banking & Finance 32 (2008) 5, pp. 699-713
One of the most lively-debated effects of banking acquisitions is the change in lending and asset allocation of the target bank in favour of transaction-based products, at the expense of small and informationally opaque borrowers. These changes may be the result of two distinct restructuring...