falls when consumers and analysts are anxious, and this effect is more pronounced when banks hold a higher level of credit …We examine the lending behavior of banks during anxious periods. The main characteristic of anxious periods is that the …. We identify distinct periods of anxiety for consumers, CEOs (firms) and analysts. Subsequently, we study the lending …

payouts occur through a decrease in both dividends and repurchases. Our results also hold over a subsample of TARP banks where … the interests of CEOs with those of creditors, regulators, and in the case of TARP banks, the taxpayer. …

financial performance. We also find that the voting power of bank’s controlling shareholder is positively related to the … borrower concentration. The evidence is consistent with the view that controlling shareholders divert resources away from banks …

2007. The decline is coincident with a rise in bank equity share prices, decrease in transparent asset holdings by banks …

We investigate the liquidity management of 62 Dutch banks between January 2004 and March 2010, when these banks were … subject to a liquidity regulation that is very similar to Basel III’s Liquidity Coverage Ratio (LCR). We find that most banks … the regulation. More solvent banks hold fewer liquid assets against their stock of liquid liabilities, suggesting an …

. We find that banks with long board tenure audit committees have lower total risk and idiosyncratic risk, and banks with … associated with bank risk for banks with long board tenure, more female audit committee members, or large size audit committees … than for other banks, consistent with the notion that audit committee effectiveness may increase risk management …

between 1997 and 2007. We find that acquiring banks value profitable, high-growth and low risk targets. We also find that the … banks. This result, presumably in anticipation of higher compliance costs, is driven by domestic deals. Similar qualitative …

banks in 15 countries. Banks below the ratio need to increase stable sources of funding and to reduce assets requiring … 40% of their year-end 2009 values. Universal banks with diversified funding sources and high trading assets are penalized …

The perception that banks are exploiting customers through their fee-charging practices in a bid to maximize profits …, has fuelled widespread public interest in identifying the banks that profit most heavily from fees. Using hierarchical … cross-country regression analyses, this paper seeks to answer the question – what types of banks profit most from fees …