Ferreira, Fernando A. F.; Spahr, Ronald W.; Gavancha, … - In: Journal of Business Economics and Management 14 (2013) 4, pp. 715-740
<title>Abstract</title>Credit-scoring becomes increasingly important in poor economies and recessions. Decreasing liquidity due to reduced access to both money and debt markets has induced banks to impose restrictions on offering credit, including credit for mortgage loans. In this paper we analyze the...