Kashian, Russell D.; Tao, Ran; Drago, Robert - In: Journal of Economic Studies 45 (2018) 4, pp. 691-709
Purpose: The purpose of this paper is to identify bank deserts in the USA in 2009 and 2015, separately for inner city, suburban, and rural areas. It also identifies correlations between bank deserts, population characteristics, market competition, and payday lending restrictions, both...