Purpose – There is an emerging consensus that systemically important banks should face stricter regulations and … individual banks. The purpose of this paper is to review the proposed measures of systemic importance from the research community … banks, and to evaluate how useful proposed measures of the systemic importance of financial institutions will be to …

total of 25 banks operating in Nigeria. A multivariate constant coefficient regression model is adopted as the estimation … and 2008 were exacerbated by the inability of banks to optimally use their huge asset capacity to enhance their earnings … profiles. It shows that excess liquidity syndrome and relatively huge capital bases fueled reckless lending by banks; and that …

pharmaceutical industry. Originality/value – The global banking crisis led to calls for banks to maintain lending to small- and …, retail banks are utilities and should be regulated as such. …

Reinvestment Act (CRA) is associated with how broadly banks define the assessment areas (AAs) within which they operate. Both are … analysis using a sample of 212 banks, observed in 2006. Findings – Qualifying lending and AA lending are found to be unrelated …. This is inconsistent with an ability of banks to gerrymander their AAs in order to tradeoff one regulatory standard against …