This study analyses the impact of OBS on banking productivity growth using a sample of 712 banks from 84 countries …

first provide evidence that securitization alters the lending strategy for small business by both small and large banks. In … particular, we find a positive relation between the banks’ overall credit supply to small businesses and the degree of … securitization of their loan assets. We also find three potential channels through which banks’ loan securitization contributes to …

This paper studies the impact of capital requirements, deposit insurance and franchise value on a bank’s capital … structure. We find that properly regulated banks voluntarily choose to maintain capital in excess of the minimum required …. Central to this decision is both firm franchise value and the ability of regulators to place banks in receivership stripping …

Banks and other intermediaries may help savers commit to investment plans that savers could not stick to if they held …

The increased adoption and infiltration of the Internet has recently redefined the playground for retail banks. Retail … banks are now offering their services primarily through their Internet banking branches. The repercussions of this change to … “brick and mortar” banks have been studied in the context of developed market economies. In this paper, we contribute to the …

We combine two datasets to examine whether the presence of banks affects the profitability and outreach of microfinance …