Deductibles and coverage ceilings are common features of health insurance. This paper proposes and tests a new method for estimating the impact of these health coverage features on demand when total demand during a particular period is not known with certainty at the beginning of the period. We...

This paper surveys the emerging literature on financing and demand for mental health services. Most studies at present simply report the cost experience of members of an insurance pool, and research on demand behavior has been very limited. Nevertheless, some conclusions are possible. First, the...

None available

This paper studies the effectiveness of treatment for substance abuse with data on more than 10,000 treatment episodes from Maine. We measure effectiveness as the reduction in the rate of drug use between admission and discharge. In a nonexperimental setting we use instrumental variables to...