In Barddhaman District, West Bengal, India, large numbers of rice transplanters and harvesters are seasonal migrant workers, who are unable to make a living in their home areas. They often come from households where other members have stayed put. This paper illustrates the interdependence...

Despite the decline of the large British mutuals and the poor record of aid-funded and government-managed co-operative credit institutions internationally, there has recently been renewed policy interest in using co-operatives to combat exclusion from access to financial services. This article...