Angkinand, Apanard; Wihlborg, Clas - In: Journal of International Money and Finance 29 (2010) 2, pp. 252-274
We ask how deposit insurance systems and ownership of banks affect the degree of market discipline on banks' risk-taking. Market discipline is determined by the extent of explicit deposit insurance, as well as by the credibility of non-insurance of groups of depositors and other creditors....