This article examines patterns of mortgage lending in metropolitan Buffalo, New York. The analysis is based on 1999 …-2002 HMDA data and 2000 Census data for metropolitan Buffa-lo. Mortgage lending patterns in census tracts are compared using … descriptive statistics, GIS mapping, and multiple regression. The results from this analysis indicate that disparities in mortgage …

places we have in mind for particular programs and craft precise eligibility requirements that deliver the programs to those … definitions of rural so varied that anywhere from 58% of the U.S. population to a mere 2% is in rural areas, and both these … live in growing counties, although hundreds of rural counties are declining in population. Recommendation: Recognize the …

or locate operations in the EZs. This would reduce amounts that these businesses would otherwise spend on capital assets … values. The empirical results imply that EZ status may, in some instances, have a positive impact on EZ property values …. However, the empirical results also suggest that these potential price effects may diminish as EZs are designated in other …

State governments that have elected to make investments to increase the availability of affordable broadband service in … gaps in a comprehensive fashion. A bottom- up approach to state broadband policy has three major advantages. First, it is a … conservative policy response in an economic arena in which the appropriate role of the public sector is highly contested and in …

€œplace matters†in poverty outcomes and policy impacts, most antipoverty policy in the U.S. is essentially place-blind, not … considering how differences among places in economic or social conditions might affect policy outcomes. This paper makes the case …

state. States must take on more active roles as coordinators and conveners in the arena of land use planning if they are to … address the challenges of growth, development and environmental protection in urban and rural areas. In so doing, they have to …

time when decentralization and devolution are increasing demands on local government, TEL provisions are in some cases … causing rigidity in local budgets and subsequent fiscal stress. The smaller the budget, the more significant the potential …