Showing 1 - 10 of 56
The purpose of this study is to examine the relationship between credit rating scales and debt maturity choices. A liquidity hypothesis is used to formulate the testable proposition and conceptual framework. Generalized linear model (GLM) and pooled ordinary least square (OLS) are utilized by...
Persistent link: https://www.econbiz.de/10012611012
This study investigates the impact of the COVID-19 pandemic on banking sector profitability in Uganda for the period spanning Q1 2000 to Q1 2021, using the autoregressive distributed lag (ARDL Bound) testing approach to co-integration while controlling for bank specific and macroeconomic...
Persistent link: https://www.econbiz.de/10013201271
While there is a fast-growing number of studies on FinTech, the relationships between technology companies and banks … so far address the questions: why banks collaborate with FinTechs (reasons) and how they do it (forms of cooperation … technology companies and banks is presented in this paper. Based on extensive literature review and using the market …
Persistent link: https://www.econbiz.de/10013201297
After the 2008 global financial crisis, U.S. bank holding companies needing to cover larger-than-expected loan losses raised concerns that existing provision accounting may be procyclical. Most related studies have found evidence of procyclicality using either aggregate time-series data or...
Persistent link: https://www.econbiz.de/10013201414
The objective of the study was to measure the risk-adjusted efficiency of banks in 24 emerging economies for the period … crisis of 2007-2008 impacted more adversely the regions that had higher proportions of non-performing loans in banks …' portfolios. The results of a follow-on non-parametric regression showed that smaller, better capitalized, and private banks were …
Persistent link: https://www.econbiz.de/10012611052
effect Pakistani banks' profitability. The result reports both the linear and non-linear impact of IC performance on … economic growth. The results also indicate low profitability of banks during the period of government transition. The study …
Persistent link: https://www.econbiz.de/10012611142
choose to regulate and supervise their banks in exactly the same way. Such information helps enable researchers to examine …
Persistent link: https://www.econbiz.de/10012611245
able to provide unique services in the production and exchange of information. Therefore, banks have comparative advantages … and Type II errors. These types of errors are associated with whether banks decide to lend money to borrowers with low … previous financial crises (such as the Mexican, Argentinian, Chilean and Asian financial crises) show it is possible that banks …
Persistent link: https://www.econbiz.de/10012611340
This paper reviews the cost-benefit analysis, or 'regulatory impact analysis' (RIA), in US bank regulators' risk-based capital (RBC) rule proposals. We review the principles of cost-benefit analysis and its application by US bank regulators. We provide a brief background on RBC rules and review...
Persistent link: https://www.econbiz.de/10012611582
Basel III regulation intent is to increase the resiliency of banks through effective risk management practices that can … United States economy. The viral spread of operational losses through global markets by interconnected multinational banks … practices posed by the Basel III regulation for BHCs, which may reduce the spread of significant losses in the banks. Through …
Persistent link: https://www.econbiz.de/10012611639